Securing mobile and digital payments

The ubiquity of mobile phones is changing the way consumers pay. Mastercard® is at the forefront of building a foundation for secure mobile transactions.

We’re answering the call from consumers who are seeking better ways to shop & pay — through our innovative digital payments solution Masterpass; our contactless technologies that make transactions faster; the mobile solutions we power such as Android Pay™ and Apple Pay™ ; or the next generation security provided through our Mastercard Digital Enablement Service.

We make it possible for people to pay with any type of payment card, anywhere, on any device — through a simple click, tap or touch. Mastercard is your best digital payments partner.

  • Our digital payments strategy is centered on choice — developing an array of open, flexible products to meet issuer, retailer and consumer needs.
  • Our strategy is robust and future proof, with a consistent and focused view of how digital payments can successfully evolve.
  • Our focus on security including industry leadership in EMV (the technology behind behind Chip & PIN) is second to none.
Click to play video

Commerce for every device

Introducing Mastercard Digital
Enablement Express

A scalable solution for issuers and digital players so that consumers can use their cards when, where and how they want. Express expedites the process of digitising and tokenising Mastercard accounts through the Mastercard Digital Enablement Service (MDES). With Express, Mastercard partners - digital wallet providers, device manufacturers, card on file retailers and other digital payment providers - have a simple onboarding process to engage with all participating banks. 

Express partners include:

Turn browsers into buyers with MasterpassTM

Have questions about tokenisation and digital payments?

Driving convergence with cloud-based payments

Mastercard Cloud-Based payments digitises card credentials via Host Card Emulation when there is no Secure Element in the mobile device. For consumers, this helps provide more secure ways to pay across various devices, plus a more streamlined in-app and online checkout process.