The way you pay for your fuel at an automated fuel pump in the UK is changing
Your card issuer/bank will temporarily reserve up to £99 of your available balance while you fill up. Then when you have completed fuelling, you’ll be charged for the correct amount of fuel you have used and the remainder of any reserved funds will be released back to your available balance.
How will this work?
1. After you insert your card at the automated fuel pump, the petrol station will submit a pre-authorisation message to your card’s issuing bank for £99.
2. Following this pre-authorisation message, your card’s issuing bank will either accept, decline, or propose a lower authorised amount depending on the funds available in your account at the time the message is received.
3. Shortly after you complete the fueling process at the pump, the petrol station will inform your card’s issuing bank of the final transaction amount.
4. Your card’s issuing bank will post the transaction to your account and release the unutilised pre-authorisation amount. Banking systems have been readied for this process, but the release of funds might not be instantaneous.
5. Should you have any questions as to the release of funds, please contact your card issuer. The fuel supplier cannot control this final step of the process.